February 1st, 2023 by Tony

Transform your life with micro habits

The idea of changing your habits can feel overwhelming. It doesn’t have to. Micro habits can transform your life, according…

January 19th, 2023 by Tony

How much cash should a business have on hand?

A common question we see is: “How much cash should a business have on hand?”

JPMorgan Chase & Co found that the median small business kept only 27 days cash buffer in reserve and the U.S. Bank found that 82 percent of businesses fail because of poor management of cash.

#cashflowforbusiness,#igniitebusiness,#Bookkeepingparkdale,

January 16th, 2023 by Tony

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this is test only

December 20th, 2022 by Tony

ARE YOU PAYING TOO MUCH ON YOUR HOME LOAN?

Last week I had decided that enough was enough. I was paying too much on my home loans.

I was done with endlessly rising home loan rates, so I picked up the phone and made a call to the three offending banks, that had passed on what seemed like an ongoing supply of interest rate rises all courtesy of the Reserve bank of Australia. 
I was firm, polite and straight to the point.  I said that I was after a better home loan rate, and I could see was being offered at the CBA. Was 4.99% (excluding the rise of .25% on 6th December)

December 5th, 2022 by Tony

Change the game during Christmas.

I read my very first ‘wealth creation’ book, when I was in my early 20’s, by Noel Whittaker called Making Money Made Simple. I have lost track of how many financial literacy books; I have read since then.

#noelwhittaker,#barefootinvestor,#Bookkeepingparkdale

November 30th, 2022 by Tony

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Testing for a new post

October 19th, 2022 by Tony

Planet Superhero’s

When I first started investing, my wardrobe was largely Op Shop. This was 30 years ago and well before it…