Last week I had decided that enough was enough. I was paying too much on my home loans.
I was done with endlessly rising home loan rates, so I picked up the phone and made a call to the three offending banks, that had passed on what seemed like an ongoing supply of interest rate rises all courtesy of the Reserve bank of Australia.
I was firm, polite and straight to the point. I said that I was after a better home loan rate, and I could see was being offered at the CBA. Was 4.99% (excluding the rise of .25% on 6th December)